In 2026, the FHA loan limits within Milwaukie, county of Clackamas, OR are as follows: $672,750 for a single-family home, $861,250 for two-unit residences, $1,041,050 for those with three units, and $1,293,750 for four-unit properties.
The maximum permissible loan for conventional loans on single-family homes is $726,200. For two units, it's $929,850; for three units, it reaches $1,123,900; and for properties with four units, it is capped at $1,396,800.
Make use of our FHA calculator to find the best FHA rates currently available, and discover what downpayments, income levels, credit requirements, reserves, and documentation you need to qualify.
Using Lendersa®'s calculator, you can compare FHA rates and terms with those of other loan programs. Consider exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly collects data from thousands of lenders and directly compares it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Milwaukie within Clackamas, OR, presents a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To compare requirements like income, reserves, and credit scores, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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