As of 2026, the FHA loan limits in Oatfield, which is part of Clackamas county, OR, are established at $672,750 for single-family homes. For properties with two units, the limit is $861,250; for three-unit structures, it rises to $1,041,050; and for those with four units, it caps at $1,293,750.
Regarding conventional loans, the highest permissible loan for single-family homes is $726,200. For two-unit residences, the upper limit is $929,850, ascending to $1,123,900 for three units, and reaching $1,396,800 for homes with four units.
Leverage our FHA calculator to access the best FHA rates today and determine the necessary downpayment, income levels, credit qualifications, reserves, and documents essential for qualification.
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The Lendersa® calculator offers the capability to compare FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, against FHA options.
Lendersa® aggregates loan program data from a multitude of lenders and critically matches it to your unique financial profile and needs rapidly.
The Loan Limits Comparison Table for 2026 in Oatfield, Clackamas, OR, provides a comparison of maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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