In 2025, the FHA loan limit in Lake-Oswego county, within Clackamas, OR, is set at $517,500 for a single-family home, $662,500 for 2-unit buildings, $800,800 for 3-unit structures, and $995,200 for 4-units.
For conventional loans, the highest loan amount for a single-family residence is $548,250; for 2-units, it's $702,000; for 3-units, it's $848,500; and for 4-units, it reaches $1,054,500.
Use our FHA calculator to uncover today’s best FHA rates and find out the downpayment, necessary income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Analyze options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources loan program data from thousands of lenders and swiftly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lake-Oswego county of Clackamas, OR, facilitates comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $414,000 | $414,000 | $414,000 | $414,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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