In the year 2026, the FHA loan limits in Shady-Cove, situated within Jackson county, OR, are designated as follows: $356,500 for a single-family dwelling, $456,350 for buildings with two units, $551,650 for three-unit structures, and $685,550 for four-unit homes.
As for conventional loans, the highest amount allowed for single-family residences is $548,250. For buildings containing two units, the limit is $702,000, for those with three units $848,500, and for four-unit properties the cap is $1,054,500.
Leverage our FHA calculator to explore today's leading FHA rates and clarify the requirements for down payment, income, credit, reserves, and necessary documentation.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other loan programs. Analyze and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Collecting comprehensive data from thousands of lenders, Lendersa® efficiently matches these loan programs with your individual financial profile and requirements in mere seconds.
For 2026, use the Loan Limits Comparison Table in Shady-Cove county of Jackson, OR to assess maximum loan amounts available across various options, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more detailed evaluation of qualification standards, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,200 | $285,200 | $285,200 | $285,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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