In 2026, the FHA loan limit for Eugene county within Lane, OR, is $481,850 for a single-family house, $616,850 for duplexes, $745,650 for triplexes, and $926,650 for fourplexes.
For conventional loans, the maximum loan amounts are $726,200 for a single-family dwelling, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
To see today’s best FHA rates, use our FHA calculator. It helps determine necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Gathering data from thousands of lenders, Lendersa® quickly aligns it with your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Eugene county, Lane, OR, allows for comparison of maximum loan sizes for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $481,850 | $616,850 | $745,650 | $926,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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