In 2025, the FHA loan limit for Veneta county within Lane, OR, is specified as $481,850 for single-family homes, $616,850 for two-unit properties, $745,650 for three-units, and $926,650 for properties with four units.
The upper limit for conventional loans on a single-family house is $726,200. For two-unit homes, it is $929,850, for three-units $1,123,900, and four-unit structures have a limit of $1,396,800.
Our FHA calculator provides access to today’s FHA best rates and helps evaluate the necessary down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans alongside other loan programs such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
With access to loan data from thousands of lenders, Lendersa® matches these against your distinct financial profile and needs in a matter of seconds, providing personalized data.
Using the Loan Limits Comparison Table for 2025 in Veneta county of Lane, OR, compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for maximum amounts. To examine qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $481,850 | $616,850 | $745,650 | $926,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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