In 2026, the FHA loan limits for Junction-City county, situated in Lane, OR, are specified as follows: $356,362 for a single-family home, $456,275 for two-unit houses, $551,500 for three-unit residences, and $685,400 for four-unit properties.
The conventional loan maximums are $548,250 for a single-family home, $702,000 for two-unit dwellings, $848,500 for three-units, and $1,054,500 for four-units.
Using our FHA calculator, you can check the leading FHA rates today and assess the necessary down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms against all other loan programs including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting extensive loan program data from thousands of lenders, Lendersa® efficiently matches this information with your unique financial profile and requirements in seconds.
With the Loan Limits Comparison Table for 2026 tailored to Junction-City county, Lane, OR, you can assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifying factors such as income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Junction-City FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
