In 2025, the FHA loan limits for Junction-City county, situated in Lane, OR, are specified as follows: $356,362 for a single-family home, $456,275 for two-unit houses, $551,500 for three-unit residences, and $685,400 for four-unit properties.
The conventional loan maximums are $548,250 for a single-family home, $702,000 for two-unit dwellings, $848,500 for three-units, and $1,054,500 for four-units.
Using our FHA calculator, you can check the leading FHA rates today and assess the necessary down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms against all other loan programs including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting extensive loan program data from thousands of lenders, Lendersa® efficiently matches this information with your unique financial profile and requirements in seconds.
With the Loan Limits Comparison Table for 2025 tailored to Junction-City county, Lane, OR, you can assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifying factors such as income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
