2026 FHA (Government Loans) Limits for Athens, Bradford County, Pennsylvania

For the year 2026, FHA loan limits in the Athens area of Bradford, PA are set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.

Conventional loans' maximum amounts for single-family homes reach $726,200, while two-unit properties can go up to $929,850. Additionally, three-unit properties are capped at $1,123,900, and four-unit properties have limits of $1,396,800.

Try our FHA calculator to discover today’s most favorable FHA rates, and verify downpayment, income, credit score, reserves, and documentation requirements.

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With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan types, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers loan program information from a broad network of lenders, assessing it swiftly against your financial circumstances and objectives.

Examine the Loan Limits Comparison Table for 2026 in the Athens region of Bradford, PA to compare maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare additional qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Athens county of Bradford, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • North East Welch Federal Credit Union
  • 115 Clay Street, North East, PA, 16428
  • Lends in Pennsylvania
  • At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in Pennsylvania
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Reliance First Capital, LLC
  • 201 Old Country Road, Melville, NY, 11747
  • Lends in Pennsylvania
  • At Reliance First Capital our goal is to help homeowners and prospective homeowners receive the right mortgage for their specific financial goals. We achieve this by customizing home loan programs that match each of our client's unique needs and situation. We are an approved FHA, VA, Fannie Mae and Freddie Mac lender.

  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • Lends in Pennsylvania
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.

  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • Lends in Pennsylvania
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.

  • US Mortgage Corporation
  • 201 Old Country Rd, Suite 140, Melville, NY, 11747
  • Lends in Pennsylvania
  • Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994

  • Reliant Home Funding, Inc
  • 445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747
  • Lends in Pennsylvania
  • Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.

  • McCormick Mortgage Services LLC
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Lends in Pennsylvania
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, & non-conforming with fixed rate & adjustable rate options.

  • McCormick Mortgage Services
  • 1932 Liberty Road, Eldersburg, MD, 21784
  • Lends in Pennsylvania
  • Through out the years, we have developed relationships with some of the strongest mortgage investors in the country. These relationships allow us to offer a complete range of loan programs and pricing to fit the needs of our customers. These loan programs include conventional, government, and non-conforming with fixed rate.

  • OceanFirst Bank
  • 975 Hooper Avenue, Toms River, NJ, 08753
  • Lends in Pennsylvania
  • OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.

  • Integrated Financial Solutions LLC
  • 11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
  • Lends in Pennsylvania
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Community Mortgage LLC
  • 602 Center Street, Suite 107, Mount Airy, MD, 21771
  • Lends in Pennsylvania
  • Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction