In 2026, the FHA loan limit for Towanda in Bradford, PA, stands at $472,030 for a single-family home. For properties with two units, it is $604,400; for three units, it is $730,525, and for four units, the limit is $907,900.
Maximum conventional loan amounts for a single-family home are set at $726,200; for two units, $929,850; three units max out at $1,123,900, and four units are capped at $1,396,800.
Utilize our FHA calculator to explore today’s optimal FHA rates and calculate downpayment, income requisites, credit conditions, and reserves necessary for qualification.
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For 2026, the Loan Limits Comparison Table in Towanda, located in Bradford, PA, provides a thorough view of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, HECM reverse mortgage, and hard money loans. For precise qualification criteria covering income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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