In 2025, the FHA loan limit for Towanda in Bradford, PA, stands at $472,030 for a single-family home. For properties with two units, it is $604,400; for three units, it is $730,525, and for four units, the limit is $907,900.
Maximum conventional loan amounts for a single-family home are set at $726,200; for two units, $929,850; three units max out at $1,123,900, and four units are capped at $1,396,800.
Utilize our FHA calculator to explore today’s optimal FHA rates and calculate downpayment, income requisites, credit conditions, and reserves necessary for qualification.
Explore competitive loan offers from a diverse network of 100 lenders
The Lendersa® calculator enables the comparison of FHA rates and terms against those offered by other loan products. It comprehensively spans across conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Sourcing data from thousands of lenders, Lendersa® matches this information with your specific financial profile and needs.
For 2025, the Loan Limits Comparison Table in Towanda, located in Bradford, PA, provides a thorough view of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, HECM reverse mortgage, and hard money loans. For precise qualification criteria covering income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
