For the year 2025, the FHA loan limits specific to Wolf county, within Lycoming, PA, are detailed here. A single-family home can secure an FHA loan up to $472,030. If you own a property with two units, the limit increases to $604,400. For three-unit properties, a higher limit of $730,525 is set, and for four-unit residences, the ceiling reaches $907,900.
In contrast, conventional loans have defined maximum amounts. For a single-family residence, the loan amount caps at $726,200. Residences with two units have a limit of $929,850. If your property contains three units, the maximum permissible amount is $1,123,900, and for those with four units, the limit rises to $1,396,800.
Our FHA calculator is available to help you discover today’s best FHA rates. It aids in determining your specific downpayment, income qualifications, creditworthiness, reserves required, and the documents you'll need to qualify successfully.
Explore and contrast loan offers from a network of 100 distinct lenders available to you.
The Lendersa® calculator is an innovative tool designed to facilitate comprehensive analysis of FHA rates and terms compared to a broad spectrum of other loan offerings. Delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA to ensure you're selecting the most advantageous option for your needs.
Leveraging data from thousands of lenders, Lendersa® performs prompt comparisons tailored to fit your unique financial profile and individual needs.
Detailed within the Loan Limits Comparison Table for 2025 in Wolf county of Lycoming, PA, are comparisons spanning FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To closely analyze qualification requirements like income, reserves, and credit standing, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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