In the year 2026, the FHA loan limits for Bangor county, located in Northampton, PA, are $472,030 for a single-family home. For properties with two units, the limit is $604,400; for three-unit homes, it is $730,525; and for those with four units, the cap is $907,900.
As for conventional loans, the maximum amount available for a single-family residence is $726,200; for two-unit homes, it amounts to $929,850; for three-unit homes, it's $1,123,900; and for those with four units, it stands at $1,396,800.
Our FHA calculator helps reveal the current best rates and evaluate what is needed regarding downpayment, income, credit rating, reserves, and required documents to qualify.
The Lendersa® calculator enables a comprehensive comparison of FHA rates and terms with those of other loan programs. Consider comparing Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money against FHA.
Lendersa® consolidates data from many lenders, matching your financial profile in mere seconds against available programs.
The Loan Limits Comparison Table for 2026 in Bangor county, Northampton, PA compares FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans by their maximum amounts. To further explore qualification criteria like income, reserves, and credit, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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