For the year 2026, the FHA loan restrictions in Bellefonte county of Centre, located in PA, are as follows: $472,030 for one-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-plexes.
When it comes to conventional loans, the highest amount available for a single-family home is $726,200. For two units, it is $929,850, three units are capped at $1,123,900, and four units at $1,396,800.
With our FHA calculator, you can easily discover the best current FHA rates and work out the needed down payment, income requirements, credit standards, reserve needs, and required documents for your eligibility.
The Lendersa® calculator is a tool that assists you in comparing the rates and terms of FHA loans with those of other loan options. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® efficiently collects and contrasts loan information from thousands of lenders, providing you with personalized insights that align with your financial situation and objectives within seconds.
For 2026 in Bellefonte county of Centre, PA, a Loan Limits Comparison Table offers a side-by-side evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to weigh qualification necessities including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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