In 2026, the FHA loan limit set for properties in Boggs county, located within the wider region of Centre, PA, is specified as $472,030 for a single-family home. For properties that consist of 2-units, the loan limit increases to $604,400. For those comprising 3-units, the maximum rises to $730,525, while for buildings with 4-units, the limit reaches $907,900.
Looking at conventional loans, the maximum loan amount for a single-family residence is $726,200. This limit expands to $929,850 for two-unit homes. For properties with three units, it capitalizes at $1,123,900, and for those with four units, the cap is set at $1,396,800.
Utilize our FHA calculator to check today’s best FHA rates and determine crucial factors like downpayment, income, credit requirements, reserves, and the documents needed to qualify effectively.
The Lendersa® calculator is a comprehensive tool that facilitates thorough comparisons of FHA rates and terms alongside a myriad of other loan programs. This comprises Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loan opportunities, allowing you to explore a broad spectrum of financing options with ease.
With data flowing from thousands of lenders, Lendersa® makes it quick to align lending options to your customized financial profile and specific needs, ensuring expedient results.
Moreover, the Loan Limits Comparison Table for 2026, applicable to Boggs county within Centre, PA, provides a detailed analysis of maximum loan amounts. The categories compared include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), along with hard money offerings. To delve further into qualification standards, including aspects like income, reserves, and credit standings, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an all-encompassing evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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