In 2026, the FHA loan limit for Pleasant-Gap in Centre county, PA, is $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The upper limit for conventional loans on a single-family home is $548,250, reaching $702,000 for duplexes, $848,500 for three-unit homes, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to determine today's best FHA rates and compute the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with all other loan options, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, swiftly matching it to your unique financial profile.
Explore the Loan Limits Comparison Table for 2026 in Pleasant-Gap, Centre, PA to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) alongside hard money amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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