In 2026, the FHA loan cap within Spring county, located in Centre, PA, is set at $472,030 for single-family homes, $604,400 for 2-unit homes, $730,525 for 3-unit dwellings, and $907,900 for 4-unit properties.
The maximum amount for conventional loans on single-family residences is $726,200. For homes with 2 units, it is $929,850, for 3-unit dwellings, it's $1,123,900, and for properties with 4 units, it's $1,396,800.
Harness our FHA calculator to uncover today's top FHA rates and to learn about the downpayment, income, credit score, reserves, and documentation required for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with other available loan options. Analyze a mix of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loan alternatives alongside FHA terms.
Lendersa® acquires data from a vast pool of lenders, providing swift, tailored comparisons with your financial details and needs.
In 2026, view the Loan Limits Comparison Table in Spring county, Centre, PA, which allows comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to compare qualification needs, including factors such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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