FHA Loan Limits for Morris, Clearfield County, PA in 2026

In 2026, the FHA loan limits in Morris county of Clearfield, PA are set as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-unit residences, and $907,900 for properties with 4 units.

The conventional loan maximum for a single-family residence reaches $726,200. For 2-units, the cap is $929,850; for 3-units, it extends to $1,123,900; and for 4-units, the limit is $1,396,800.

Use our FHA calculator to check today’s competitive FHA rates and determine the required downpayment, income verification, credit score, reserves, and necessary documents for qualification.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Investigate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles comprehensive data from thousands of lenders and provides rapid insights by comparing it against your unique financial profile and needs.

In 2026, the Loan Limits Comparison Table for Morris, county of Clearfield, PA, provides a detailed look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To delve into qualification requirements for income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Morris county of Clearfield, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Morris FHA Lenders

  • Help Me BA
  • 270 Walker Drive, Suite 110E, State College, PA, 16801
  • Lends in Pennsylvania
  • HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.

  • Mortgage Source PA
  • 1346 S Atherton Street, State College, PA, 16801
  • Lends in Pennsylvania
  • As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.

  • Professional Choice Mortgage
  • 100 North Patterson Street, State College, PA, 16801
  • Lends in Pennsylvania
  • Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.

  • Principle Home Mortgage
  • 1402 S. Atherton Street, Suite 002, State College, PA, 16801
  • Lends in Pennsylvania
  • We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.

  • TRUE HOME MORTGAGE
  • 1315 S Allen St, Suite 207, State College, PA, 16801
  • Lends in Pennsylvania
  • True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing

  • Penn State Federal Credit Union
  • 123 Amberleigh Lane, Bellefonte, PA, 16823
  • Lends in Pennsylvania
  • Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown

  • Reliance Bank
  • 401 S. Logan Boulevard, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.

    “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.

  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Lends in Pennsylvania
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.