For 2026, within California, county of Washington, PA, the FHA loan limits are set at $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-units.
Maximum amounts for conventional loans are: $726,200 for single families, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Explore today’s FHA best rates using our FHA calculator to understand necessary downpayments, income, credit, reserves, and qualification documents.
With the Lendersa® calculator, you can compare the FHA rates & terms to other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders, helping quickly compare options tailored to your financial profile.
The 2026 Loan Limits Comparison Table in California, within Washington, PA includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To review qualification requirements like income, reserves, and credit, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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