For 2026, the FHA loan limits applicable in Centerville county, Washington, PA, are established as follows: for a single-family home, the limit is $472,030; for two-unit properties, it is $604,400; three-unit homes have a cap of $730,525; and four-unit residences reach $907,900.
The upper loan limit on conventional loans for a single-family residence is $726,200. For duplexes, the maximum is $929,850, while for a three-unit dwelling it stands at $1,123,900, and four-unit properties can secure a loan up to $1,396,800.
Utilize our FHA calculator to access the best FHA rates on the market today and determine what downpayment, income benchmarks, credit criteria, reserve requirements, and documentation are needed to qualify.
The Lendersa® calculator presents the opportunity to effectively compare the terms and rates of FHA loans with those of other lending programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Through its extensive network, Lendersa® compiles loan data from thousands of lenders and efficiently compares it against your financial profile and personal lending needs.
For 2026, the Loan Limits Comparison Table in the Centerville county area, within Washington, PA, offers a comprehensive comparison of maximum loan amounts across varying categories—FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze and compare the qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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