In 2025, the FHA loan limits in Caln county of Chester, PA stand at $529,000 for a single-family home, $677,200 for two-unit properties, $818,600 for three-unit buildings, and $1,017,300 for four units.
For conventional loans, the ceiling for a single-family residence is $726,200. If you're looking at two-unit homes, the limit is $929,850, for three units it's $1,123,900, and for four-unit properties, it reaches $1,396,800.
With our FHA calculator, you can evaluate today's leading FHA rates, calculate your downpayment, and understand the income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those from a range of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive data from thousands of lenders and delivers a rapid comparison tailored to your unique financial profile.
Refer to the Loan Limits Comparison Table for 2025 in Caln county of Chester, PA for insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualifications such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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