In 2026, the FHA loan limit in Valley county of Chester, PA, is set at $529,000 for a single-family home. For 2-units, the limit is $677,200, for 3-unit homes, it’s $818,600, and for 4-unit properties, it reaches $1,017,300.
The maximum lendable amount for conventional loans on a single-family residence is $726,200. For 2-units, the cap is $929,850, for 3-units, it is $1,123,900, and $1,396,800 for 4-units.
Utilize our FHA calculator to uncover today’s top FHA rates alongside the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with various other loan program options. Explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side by side with FHA.
Lendersa® gathers loan data from a vast multitude of lenders and swiftly aligns it with your unique financial profile and desires.
The Loan Limits Comparison Table for 2026 in Valley county of Chester, PA, allows you to assess the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification needs, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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