FHA Loan Limits for Chadds-Ford, Delaware County, PA in 2026

In 2026, the FHA loan limits in Chadds-Ford county of Delaware, PA are $431,250 for single-family homes, $552,050 for two-units, $667,350 for three-units, and $829,350 for four-units.

The maximum for conventional loans on a single-family residence is $548,250, with $702,000 for two-units, $848,500 for three-units, and $1,054,500 for four-unit properties.

Use our FHA calculator to explore today’s top FHA rates and determine the downpayment, income, credit, reserves, and documentation needed to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Chadds-Ford county of Delaware, PA provides a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit qualifications.

Loan limits Chadds-Ford county of Delaware, PA

SFR 2 Units 3 Units 4 Units
FHA $431,250 $552,050 $667,350 $829,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $345,000 $345,000 $345,000 $345,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Chadds-Ford FHA Lenders

  • RH Cooper Ltd
  • 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • CONCORD ONE FINANCIAL, LLC
  • 5 Christy Drive, Chadds Ford, PA, 19317
  • Lends in Pennsylvania
  • Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.

  • BRANDYWINE VALLEY MORTGAGE LLC
  • PO Box 145, Pocopson, PA, 19366
  • Lends in Pennsylvania
  • Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.

  • The Manzi Mortgage Group
  • 5 Christy Dr, Suite 203, West Chester, PA, 19382
  • Lends in Pennsylvania
  • The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.

  • Vincent R Liott Inc
  • 1246 West Chester Pike, Suite 316, West Chester, PA, 19382
  • Lends in Pennsylvania
  • Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender

  • CM Mortgage Services Inc
  • 1240 West Chester Pike, Suite 212, West Chester, PA, 19382
  • Lends in Pennsylvania
  • The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • Lends in Pennsylvania
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.

  • DELAWARE VALLEY FINANCIAL MORTGAGE, LLC
  • 402 Bayard Road, Suite 100, Kennett Square, PA, 19348
  • Lends in Pennsylvania
  • Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004

  • Brandywine Lending, Inc.
  • 415 Anvil Drive, Kennett Square, PA, 19348
  • Lends in Pennsylvania
  • Brandywine Lending, Inc, a full-service mortgage broker specializing in residential and refinance loans. A mortgage broker means we shop from our extensive list of lenders for the best product and pricing for your specific situation. What it does NOT mean… extra cost! Brandywine Lending offers a wide range of mortgage

Also lends in Pennsylvania

  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.