In 2026, the FHA loan limits for Charlestown county in Chester, PA, are set at $529,000 for a single-family home, $677,200 for two-units, $818,600 for three-units, and $1,017,300 for four-units.
The maximum loan amounts for conventional loans on a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to discover today’s best FHA rates and evaluate the required downpayment, income thresholds, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses data from thousands of lenders, rapidly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Charlestown, Chester, PA, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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