In 2026, the FHA loan limits in Phoenixville county, Chester, PA are set at $529,000 for single-family homes, $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
The conventional loan limits on single-family homes reach $726,200; for two-unit residences, it's $929,850, for three-unit homes it's $1,123,900, and for four-unit buildings, the limit is $1,396,800.
Use our FHA calculator to uncover the best FHA rates currently available and to calculate the necessary downpayment, income, credit requirements, reserves, and needed documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with various loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from numerous lenders, comparing it to your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Phoenixville county of Chester, PA details FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To check qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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