As of 2026, in Lower-Providence county located in Montgomery, PA, the FHA loan limit is set at $431,250 for a single-family dwelling. For houses with 2 units, it is $552,050, for 3 units it's $667,350, and for properties with 4 units, the limit is $829,350.
Regarding conventional loans, the cap for a single-family home is $548,250, while for residences with 2 units, it's $702,000. Properties with 3 units have a limit of $848,500, and for those with 4 units, the maximum is $1,054,500.
To discover today's top FHA rates and calculate your necessary downpayment, income, credit score, reserves, and documentation for qualification, try our FHA calculator.
Using the Lendersa® calculator, compare FHA loan rates and terms with those of other loan programs. Consider and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.
Lendersa® sources loan program information from thousands of lenders, allowing rapid comparison with your own financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lower-Providence county of Montgomery, PA is essential for comparing maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, make use of Lendersa's Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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