2026 FHA Loan Limits for East-Vincent, Chester County, Pennsylvania

For 2026, the FHA loan limits in East-Vincent county of Chester, PA, are $431,250 for a single-family home. For 2-units, the limit is $552,050, for 3-units, it's $667,350, and for 4-units, it is $829,350.

As for conventional loans, the maximum on a single-family residence is $548,250, with $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s best FHA rates and to review required downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore a range that includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

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The 2026 Loan Limits Comparison Table in East-Vincent county of Chester, PA, compares maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs including income, reserves, and credit requirements.

Loan limits East-Vincent county of Chester, PA

SFR 2 Units 3 Units 4 Units
FHA $431,250 $552,050 $667,350 $829,350
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $345,000 $345,000 $345,000 $345,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Lends in Pennsylvania
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in Pennsylvania
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • Scott Capital Group
  • 600 Mamaroneck Avenue, Harrison, NY, 10528
  • Lends in Pennsylvania
  • At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • WHITECAP MORTGAGE LLC
  • 39682 Sunrise Ct, Bethany Beach, DE, 19930
  • Lends in Pennsylvania
  • Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.

  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.

  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • Lends in Pennsylvania
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.

    Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in Pennsylvania
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • REID Lending Partners
  • 11810 Grand Park Avenue,, North Bethesda, MD, 20852
  • Lends in Pennsylvania
  • REID Lending Partners is one of the Mid-Atlantic's premier private mortgage lender and Investment management firm providing small balance commercial loan solutions to real estate investors and property owners, all while generating competitive returns for its partners and investors.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • Lends in Pennsylvania
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.