In 2026, the FHA sets the loan limit in Cumru county, Berks, PA at $472,030 for single-family homes. For properties with two units, the limit is $604,400, for three units, it's $730,525, and for those with four units, the cap is $907,900.
Conventional loans have a maximum amount of $726,200 for single-family residences. For duplexes, the maximum is $929,850, for triplexes, it's $1,123,900, and for four-unit homes, the limit is $1,396,800.
Our FHA calculator can help you discover the best rates available today and identify the necessary downpayment, income requirements, credit score, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to assess and contrast FHA rates and terms against various other loan programs. It facilitates comparison across Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® collects loan program data from an extensive network of lenders and quickly matches it with your specific financial profile and requirements.
Referring to the Loan Limits Comparison Table for 2026 in Cumru, Berks, PA, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For details on qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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