Throughout 2026, the FHA loan limit in Whitfield county, within Berks, PA, is established at $472,030 for a single-family home. For two units, the cap is $604,400; for three-unit properties, it's $730,525; and for those with four units, the limit extends to $907,900.
When considering conventional loans, the maximum amount for a single-family dwelling is $726,200. For two-unit residences, it's $929,850; for three-unit properties, $1,123,900; and four-unit buildings have a limit of $1,396,800.
Our FHA calculator is a resource to view today’s top FHA rates and to calculate the required downpayment, income, credit qualifications, reserves, and necessary documents for eligibility.
The Lendersa® calculator offers the capability to compare FHA rates and terms concurrently with other loan program options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
By utilizing expansive data from thousands of lenders, Lendersa® provides a speedy comparison tailored to your distinct financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Whitfield county of Berks, PA, facilitates comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM (Reverse Mortgage), and hard money loans. To explore qualifications such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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