In 2025, the FHA loan limits for homes in Dallas county of Luzerne, PA are set as follows: $472,030 for a single-family dwelling. If you're considering 2-units, the cap is $604,400; for 3-units, it is $730,525; and for 4-units, the maximum allowable is $907,900. These figures provide valuable insight for homebuyers contemplating various property types.
When it comes to conventional loans, the maximum available for a single-family residence is $726,200. For those interested in 2-unit properties, the limit is $929,850; for 3-units, it's $1,123,900, and for 4-units, it reaches $1,396,800. Knowledge of these limits is essential for financial planning when considering conventional loans.
Use our FHA calculator to access the most favorable FHA rates currently available. This tool will assist in determining the necessary downpayment, income, credit score requirements, reserves, and associated documentation needed for qualification.
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The Lendersa® calculator facilitates a comprehensive comparison between FHA rates and terms and those offered by other major loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This thorough analysis is invaluable for borrowers seeking to understand their best options.
Lendersa® efficiently compiles loan program data from thousands of lenders, providing fast comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Dallas county of Luzerne, PA allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Accessing Lendersa® Super Loan Integrated Qualifier (SLIQ™) enhances your ability to assess qualification criteria like income, reserves, and credit scores effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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