In 2026, the FHA loan limits set for Edwardsville county of Luzerne, PA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850, for three-unit residences it's $1,123,900, and for four-unit properties, it rises to $1,396,800.
Use our FHA calculator to find today’s optimal FHA rates, determining necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator provides comparison of FHA rates and terms with those from other loan options, including conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in relation to FHA.
Lendersa® collects data from thousands of financial institutions, rapidly aligning it with your distinct financial needs and profile.
Our Loan Limits Comparison Table for 2026 in Edwardsville county, Luzerne, PA, lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. For detailed qualification insights such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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