In 2026, the FHA loan limits established in Wyoming county, part of Luzerne, PA, are as follows: $472,030 for single-family homes, $604,400 for properties with 2-units, $730,525 for 3-unit homes, and $907,900 for residences with 4-units.
On the conventional side, maximum loan amounts are defined as $726,200 for a single-family home, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.
To find today’s superior FHA rates, leverage our specialized FHA calculator. This tool provides guidance on the required down payment, income specifications, credit criterion, reserve needs, and documentation necessary to qualify for a loan.
The Lendersa® calculator is a valuable resource allowing you to align FHA rates and terms with a wide range of other loan program options. Delve into choices such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA, to find the optimal loan scenario for your financial profile.
Harnessing data sponsored by thousands of lenders, Lendersa® conducts expedited comparisons to align your profile with matching loan products efficiently.
The Loan Limits Comparison Table for 2026 in Wyoming county of Luzerne, PA details loan maximums across various types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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