For 2026, the FHA loan limit in Swoyersville county, Luzerne, PA is specified as $472,030 for a single-family home. For two-unit dwellings, it's $604,400; for three units, $730,525; and for four-unit buildings, the limit is $907,900.
The maximum conventional loan amount is $726,200 for a single-family residence. For two units, it's $929,850; three units have a limit of $1,123,900, and four units cap at $1,396,800.
Our FHA calculator can help you find today’s top FHA rates, and determine the necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates & terms with those of other loan programs. Dive into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® sources loan data from thousands of lenders, providing a swift comparison aligned with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Swoyersville county, Luzerne, PA, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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