In 2026, the FHA loan limits for Delaware in Northumberland, PA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The highest loan amounts for conventional loans are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps you find today’s best FHA rates and calculate the downpayment, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs—conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® swiftly gathers data from a broad range of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Delaware, Northumberland, PA shows maximum amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For in-depth qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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