During 2026, the FHA loan limits for Muncy county in Lycoming, PA are $472,030 for a single-family home. For 2-units, it is $604,400, for 3-units it is $730,525, and for 4-units, the limit is $907,900. This information assists buyers in understanding their borrowing capacity.
Conventional loan limits for a single-family residence are $726,200, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units. These details are crucial for planning conventional financing.
Use our FHA calculator to view today’s top FHA rates, and compute the necessary downpayment, income requirements, credit, reserves, and documentation needed for qualification.
Lendersa® calculator provides comparisons between FHA terms and rates and those of other loan programs. Consider Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA for a comprehensive analysis of your options.
Lendersa® swiftly compiles data from thousands of lenders, contrasting it efficiently with your personal financial profile to meet your needs.
The Loan Limits Comparison Table for 2026 in Muncy county of Lycoming, PA shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification standards like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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