FHA Loan Limits for Muncy, Lycoming county PA [2026]

During 2026, the FHA loan limits for Muncy county in Lycoming, PA are $472,030 for a single-family home. For 2-units, it is $604,400, for 3-units it is $730,525, and for 4-units, the limit is $907,900. This information assists buyers in understanding their borrowing capacity.

Conventional loan limits for a single-family residence are $726,200, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units. These details are crucial for planning conventional financing.

Use our FHA calculator to view today’s top FHA rates, and compute the necessary downpayment, income requirements, credit, reserves, and documentation needed for qualification.

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Lendersa® calculator provides comparisons between FHA terms and rates and those of other loan programs. Consider Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA for a comprehensive analysis of your options.

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The Loan Limits Comparison Table for 2026 in Muncy county of Lycoming, PA shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification standards like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

	SFR	2 Units	3 Units	4 Units
FHA	$472,030	$604,400	$730,525	$907,900
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$726,200	$929,850	$1,123,900	$1,396,800
USDA	$336,500	$336,500	$336,500	$336,500
VA	$726,200	$929,850	$1,123,900	$1,396,800
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

Muncy FHA Lenders
(570) 546-2333 Lender's profile and map PALCO Federal Credit Union 191 Chad Road, Muncy, PA, 17756 Lends in Pennsylvania PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
(570) 323-9407 Lender's profile and map West Branch Valley Federal Credit Union 1640 High Street, Williamsport, PA, 17701 Lends in Pennsylvania AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
(570) 327-5263 Lender's profile and map Woodlands Bank 2450 East Third Street, Williamsport, PA, 17701 Lends in Pennsylvania In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
(570) 428-3750 Lender's profile and map West Milton State Bank 940 High Street, West Milton, PA, 17886 Lends in Pennsylvania Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
(570) 742-3903 Lender's profile and map Pinpoint Federal Credit Union 37 Ferry Ln, Milton, PA, 17847 Lends in Pennsylvania Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.
(570) 323-5188 Lender's profile and map WYROPE WILLIAMSPORT FEDERAL CREDIT UNION 1536 Riverside Drive, Williamsport, PA, 17702 Lends in Pennsylvania Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
(570) 271-6060 Lender's profile and map Service 1st Federal Credit Union 1985 Montour Boulevard, Danville, PA, 17821 Lends in Pennsylvania 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
(570) 275-3308 Lender's profile and map Central Susquehanna Community Federal Credit Union 530 E Market Street, Danville, PA, 17821 Lends in Pennsylvania CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
(570) 784-1660 Lender's profile and map First Columbia Bank & Trust Co. 232 East Street, Bloomsburg, PA, 17815 Lends in Pennsylvania First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
(570) 752-3671 Lender's profile and map First Keystone Community Bank 111 West Front Street, Berwick, PA, 18603 Lends in Pennsylvania First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.