In 2026, the FHA loan limit in Montgomery, Montgomery, PA is set at $529,000 for single-family homes. It rises to $677,200 for 2-unit properties, $818,600 for 3-unit homes, and $1,017,300 for 4-unit buildings.
For conventional loans, the maximum for a single-family residence is $726,200, moving to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator helps you find the best FHA rates available today and determine the necessary downpayment, income, credit score, reserves, and needed documents for eligibility.
The Lendersa® calculator allows you to weigh FHA rates & terms against various loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly gathers program data from thousands of lenders, making comparisons tailored to your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Montgomery County, Montgomery, PA lets you examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Check qualification requirements such as income and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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