In 2026, the FHA loan limits set for East-Goshen county in Chester, PA are: $431,250 for a single-family home, $552,050 for properties with two units, $667,350 for those with three units, and $829,350 for structures with four units.
The highest allowable amount for conventional loans on a single-family residence is $548,250. For two-unit properties, it's $702,000; for three units, the limit is $848,500; and for four units, it reaches $1,054,500.
Use our FHA calculator to discover the most competitive FHA rates today and calculate the needed downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator facilitates comparisons between FHA rates & terms and those from all other loan programs. Dive into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options alongside FHA offerings to find your best fit.
Lendersa® gathers and analyzes extensive loan program data from thousands of lenders, then aligns it to your unique financial profile and requirements with precision.
For 2026, the Loan Limits Comparison Table in East-Goshen county of Chester, PA provides a detailed overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification specifics such as income, reserves, and credit scoring, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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