As of 2026, the FHA loan limit in Malvern of Chester county, PA, is $529,000 for single-family homes, $677,200 for duplexes, $818,600 for triplexes, and $1,017,300 for four-unit residences.
For conventional loans, maximum amounts range from $726,200 for a single-family residence to $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access today's optimal FHA rates and assess necessary down payments, income, credit standards, reserves, and relevant documentation to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan programs. Delve into comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans versus FHA options.
Lendersa® rapidly matches thousands of lenders' data with your specific financial circumstances and requirements.
Review the Loan Limits Comparison Table for 2026 in Malvern, Chester, PA, highlighting maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM). Compare qualification needs like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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