For 2026, the FHA loan limits in Monroe county, found in East-Stroudsburg, PA, are detailed as follows: $356,362 applies to single-family homes, $456,275 for properties with two units, $551,500 covers three-unit dwellings, and $685,400 for buildings with four units.
Conventional loan limits feature $548,250 for a single-family residence, $702,000 for two-unit properties, $848,500 for three-unit homes, and $1,054,500 for residences with four units.
Our FHA calculator is available to access today's competitive FHA interest rates, assisting you in calculating the necessary down payment, income levels, credit requirements, reserves, and documentation needed for qualification.
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The Lendersa® calculator facilitates comparing FHA rates and terms with those of other loan programs. You can evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA offerings.
Data collected from a broad range of lenders is processed quickly by Lendersa®, tailoring comparisons to suit your individualized financial profile and needs.
The Loan Limits Comparison Table for 2026 in East-Stroudsburg county, Monroe, PA, explores maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money options. To review qualification criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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