For 2026, the FHA loan limits in Monroe county, found in East-Stroudsburg, PA, are detailed as follows: $356,362 applies to single-family homes, $456,275 for properties with two units, $551,500 covers three-unit dwellings, and $685,400 for buildings with four units.
Conventional loan limits feature $548,250 for a single-family residence, $702,000 for two-unit properties, $848,500 for three-unit homes, and $1,054,500 for residences with four units.
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The Lendersa® calculator facilitates comparing FHA rates and terms with those of other loan programs. You can evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA offerings.
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The Loan Limits Comparison Table for 2026 in East-Stroudsburg county, Monroe, PA, explores maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money options. To review qualification criteria such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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