For the year 2026, the FHA loan limits in Fairview county, situated within York, PA, are established at $472,030 for a single-family home. Two-unit properties figure a limit of $604,400, three-unit homes reach $730,525, and properties with four units have a limit of $907,900.
Regarding conventional loans, the upper loan limits are different: a single-family residence has a cap of $726,200. For two-unit homes, the maximum is $929,850, for three units, it is $1,123,900, and for four-unit residences, it rises to $1,396,800.
Utilize our FHA calculator to discover the best possible FHA rates available today and to calculate the necessary downpayment. Additionally, evaluate the income, credit score, reserves, and required documents needed for qualification.
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The Lendersa® calculator is designed to help you not only compare FHA rates and terms but also review those of other loan programs. This includes choices such as Conventional, Jumbo, VA, USDA, Non-QM loans, and hard money loans, alongside FHA options.
By leveraging loan program data sourced from thousands of lenders, Lendersa® quickly aligns and compares them against your personal financial needs and profile.
For 2026 in Fairview county of York, PA, the Loan Limits Comparison Table outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare whose qualification criteria such as income, reserves, and credit scores can be assessed using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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