FHA Loan Max Loan amount for Fairview, Luzerne County, PA in 2026

In 2026, the FHA loan limit in Luzerne, Fairview, PA is as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum amount for conventional loans on a single-family home is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 available for four units.

Use our FHA calculator to find today’s best FHA rates and calculate the necessary downpayment, income, credit, reserves, and documentation for qualification.

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With the Lendersa® calculator, you can compare FHA rates and terms against all other loan programs. Assess conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA to find the best fit.

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The Loan Limits Comparison Table for 2026 in Fairview, Luzerne, PA shows FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money max amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.

Loan limits Fairview county of Luzerne, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Consumer Trust Mortgage
  • 2 Windsor Plaza, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Consumer Trust Mortgage is approaching 30 years in business. We understand the challenges of today’s home financing market. Everyone at Consumer Trust Mortgage is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions.

  • Allentown Mortgage Corporation
  • 2067 Walbert Ave, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Allentown Mortgage Corp’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Allentown Mortgage Corp will be able to get a complete look at your financial situation

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • Lends in Pennsylvania
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Lends in Pennsylvania
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • Lends in Pennsylvania
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.

  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Lends in Pennsylvania
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.

  • Bethlehem 1st Federal Credit Union
  • 2317 Easton Avenue, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.

  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.

  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.

    Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient

  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.