In 2026, the FHA loan limit set for New-Cumberland county in Cumberland, PA, is $356,362 for a single-family home. For 2-unit properties, it is set at $456,275, increasing to $551,500 for 3-units, and reaching $685,400 for properties with 4-units.
The maximum allowable amount for conventional loans on a single-family residence is $548,250. For 2-units, it caps at $702,000, for 3-units it is $848,500, and for 4-units, the figure is $1,054,500.
Use our FHA calculator to find today’s prime FHA rates and to ascertain the requisite downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates alongside terms from various other loan programs. Investigate a range of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® compiles loan program data from thousands of lenders, rapidly aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in New-Cumberland county of Cumberland, PA, provides a comprehensive look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements including income, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
