For the year 2026, the FHA loan limits in Newberry county of York, PA are established as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Regarding conventional loans, the highest possible amount for a single-family dwelling is $726,200. For two-unit properties, the limit is $929,850, for three-unit homes it's $1,123,900, and for four-unit housing, it reaches $1,396,800.
Try out our FHA calculator today to find the best current FHA rates and calculate the needed downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms alongside other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® integrates data from numerous lenders across the country to rapidly assess it against your individual financial profile and requirements.
Access the Loan Limits Comparison Table for 2026 in Newberry, York, PA to evaluate maximum loan amounts for FHA, Conventional Conforming, USDA, VA, Jumbo, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. To assess qualification criteria such as income, credit, and reserves, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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