For the year 2026, the FHA loan limit within Gregg county, part of the Union in PA, is set at $472,030 for single-family homes. Duplex properties are capped at $604,400, while triplex units have a limit of $730,525, and four-unit buildings can go up to $907,900.
Regarding conventional loans, the maximum for a single-family residence is $726,200. For two-unit homes, it is $929,850; for triplexes, it's $1,123,900; and for four-unit properties, the cap extends to $1,396,800.
Our FHA calculator can assist in identifying today's most competitive FHA rates and calculating necessary downpayment, income requirements, credit scores, reserves, and documents needed to meet eligibility.
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The Lendersa® calculator provides a valuable tool for comparing FHA options to other loan programs. Examine and contrast the details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
By sourcing extensive loan data from a wide range of lenders, Lendersa® is capable of quickly matching your unique financial profile and needs to available loan programs.
The Loan Limits Comparison Table for 2026 within Gregg county, Union, PA, offers insights into maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification standards such as income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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