For 2026, in the county of Horsham, Montgomery, PA, the FHA loan thresholds are as follows: $529,000 for a single-family house, $677,200 for 2-unit properties, $818,600 for 3-unit buildings, and $1,017,300 for 4-unit structures.
The upper limit for conventional loans on a single-family dwelling is $726,200. For structures with 2 units, the cap is $929,850, for 3 units it rises to $1,123,900, and with 4 units, it is $1,396,800.
Our FHA calculator aids in finding today's most favorable FHA rates and helps determine needed down payments, income, credit scores, reserves, and documentation to qualify.
The Lendersa® calculator allows comparison of FHA rates & terms with those from various other loan programs. Compare traditional loans, jumbo loans, VA, USDA, Non-QM, and even hard money loans along with FHA.
Lendersa® swiftly compiles and evaluates loan program info from numerous lenders against your financial situation and needs.
Find the Loan Limits Comparison Table for 2026 in Horsham County of Montgomery, PA to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate eligibility requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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