In 2026, the FHA loan limits for Upper-Moreland in Montgomery, PA are as follows: $431,250 for single-family homes, $552,050 for 2-unit residences, $667,350 for 3-units, and $829,350 for 4-units.
The maximum for conventional loans on a single-family property is $548,250. For a 2-unit building, it is $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Utilize our FHA calculator to discover today’s top FHA rates and determine your downpayment, required income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows for a comparison of FHA rates and terms alongside other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, providing real-time comparisons tailored to your financial profile and needs.
For 2026 in Upper-Moreland, Montgomery, PA, use the Loan Limits Comparison Table to assess FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Evaluate requirements like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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