For 2026, in Jenkintown, within Montgomery, PA, the FHA loan limits are set at $529,000 for a single-family home, $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
The ceiling for conventional loans on a single-family residence is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator is designed to help you find today’s competitive FHA rates and assists in calculating the required downpayment, assessing income needs, credit scores, reserves, and necessary documents for qualification.
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Using the Lendersa® calculator, you can efficiently compare FHA rates and terms with those of all other major loan programs. Evaluate the differences with conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders and quickly applies it to your unique financial profile and needs.
An extensive Loan Limits Comparison Table for 2026 in Jenkintown, located in Montgomery, PA, provides insights into maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, HECM reverse mortgages, and hard money loans. To analyze qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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