In the year 2026, the FHA loan limits in Montgomery county, located in Lower-Moreland, PA, are $431,250 for single-family homes, $552,050 for two-unit properties, $667,350 for three-unit residences, and $829,350 for four-unit buildings.
Concerning conventional loans, the maximum loan amount for a single-family home is $548,250, while it amounts to $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to discover the best FHA rates available today and find out the down payment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to assess FHA rates and terms alongside all other loan programs. Investigate and juxtapose FHA with Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loan options.
Lendersa® acquires data from thousands of lending institutions, providing swift comparisons that align with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lower-Moreland, within Montgomery, PA, details the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To scrutinize qualification prerequisites including income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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