In the year 2026, the FHA loan limits set for King-of-Prussia county in Montgomery, PA include $431,250 for a single-family home, $552,050 for two-unit properties, $667,350 for three-unit buildings, and $829,350 for four-unit properties.
The upper limit for conventional loan amounts for a single-family residence is $548,250. For properties with two units, it is limited to $702,000, for three units it is $848,500, and for four-unit structures the maximum is $1,054,500.
Leverage our FHA calculator to explore today's competitive FHA best rates, as it will assist you in determining the necessary downpayment, income, credit scores, reserve funds, and required documents you need to qualify for a loan.
The Lendersa® calculator allows for comprehensive comparisons of FHA rates & terms with those of other loan programs. Investigate and compare various options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with the FHA program.
Lendersa® sources extensive loan program data from a multitude of lenders and performs rapid comparisons against your individual financial profile and specific needs.
Within the Loan Limits Comparison Table for the year 2026 in King-of-Prussia county of Montgomery, PA, you can compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification criteria, examining income, reserves, utilization of credit, and other key requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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