As of 2026, the FHA loan limit in the county of Montgomery, PA within Upper-Merion, is $431,250 for a single-family dwelling. This limit goes up to $552,050 for duplexes, increases to $667,350 for triplexes, and reaches $829,350 for four-unit homes.
For conventional loans, the maximum loan amount on a single-family residence is $548,250, rising to $702,000 for properties with two units, climbing to $848,500 for three-unit structures, and maxing out at $1,054,500 for four units.
Utilize our FHA calculator to view today's top FHA rates and determine your required down payment, necessary income, credit score, reserves, and documentation needed to qualify.
With the Lendersa® calculator, compare FHA rates and terms alongside other loan programs. Assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA offers.
Lendersa® aggregates loan program information from countless lenders, providing a quick comparison to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Upper-Merion county of Montgomery, PA showcases FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limit maximums. To evaluate requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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