In 2026, FHA loan limits for Lehigh county, Northampton, PA are $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four units.
The maximum for conventional loans is $726,200 for single-family houses, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four units.
Utilize our FHA calculator to find today’s FHA best rates, along with the required downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare FHA rates with those of other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® utilizes data from thousands of lenders to quickly match offers to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lehigh county, Northampton, PA shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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