2026 FHA Loan Limits for Coplay, Lehigh County, Pennsylvania

For 2026, the FHA loan limits in Coplay, part of Lehigh county, PA, are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.

The highest allowable amounts for conventional loans on a single-family residence are $726,200, extending to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.

Use our FHA calculator to review today’s top FHA rates, discovering the necessary downpayment, income, credit, reserves, and documents needed to qualify.

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Explore Loan Options in Coplay, PA

The Lendersa® calculator provides comparisons of FHA rates with those from other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive look at available choices.

Lendersa® aggregates extensive data from thousands of lenders to rapidly compare it against your unique financial profile and needs.

Consult the Loan Limits Comparison Table for 2026 in Coplay, Lehigh, PA, for a review of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximums, along with hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate key criteria including income, reserves, and credit prerequisites.

Loan limits Coplay county of Lehigh, PA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • Lends in Pennsylvania
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.

  • AAFC Group LLC
  • 3430 Sunset Avenue, Suite 17, Ocean, NJ, 07712
  • Lends in Pennsylvania
  • We are committed to offering only the highest quality professional service to our mortgage customers, realtors and associates. We’ll help you navigate the mortgage loan process, answering your questions and offering our advice along the way. Our customers are always treated with the utmost respect, courtesy and professionalism.

  • Guardian Angel Mortgage Services, Inc
  • 4819 East Trindle Road, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Cody Financial Mortgage Services Inc
  • 4823 E. Trindle Road, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.

  • A Plus Mortgage Solutions, Inc.
  • 3 Sunset Circle, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams

  • NATIONWIDE MORTGAGE BANKERS, INC.
  • 120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
  • Lends in Pennsylvania
  • Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service

  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • Lends in Pennsylvania
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.

  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • Lends in Pennsylvania
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.

  • Americhoice Federal Credit Union
  • 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055
  • Lends in Pennsylvania
  • AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.

  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lends in Pennsylvania
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.