In 2026, FHA loan limits in Linwood, within Delaware county, PA, are $529,000 for a single-family home. For two units, the limit is $677,200, for three units it's $818,600, and for four units, it's $1,017,300.
The top amount for conventional loans on a single-family home is $726,200, rising to $929,850 for two-unit residences, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to access today’s FHA rates and determine the necessary down payment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly collects data from numerous lenders, assessing it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Linwood, Delaware, PA, shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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